Enter your income and expenses to see your budget health.
Add savings goals on the Financial Goals tab to see them here.
12 Months at a Glance
Goals that take months or years — big vision, big commitment.
Set your target and deadline — commit to the vision.
Savings Goals & Funds
Quick wins that build momentum and confidence.
Small target, clear deadline — make it real.
e.g. buy ice cream, a coffee, or rent a movie
Best for those who need to SEE progress to stay encouraged.
Saves the most money in interest over time.
Debt & Amortization Calculator
See how long it takes to pay off, how much interest you will pay, and what extra payments can do.
Starting fresh this month?
Use Quick Setup to pre-fill common income and expense categories, then add your amounts.
Rent/mortgage, car payment, insurance, utilities, phone, groceries, subscriptions
✦ Tithe / Offerings is linked — entering an amount here automatically updates your Tithe & Giving tab
Gas, dining out, clothing, entertainment, personal care, pet care, kids activities, gifts
When you enter an amount here, it automatically adds to the matching savings goal or fund on the Savings tab.
Budget Verdict
Enter your income and expenses to see your verdict.
This Month's Intention
Choose a savings goal or debt to focus on this month. The amount you enter will be tracked toward your goal.
Blessing List — This Month
Monthly Reflection
Separate your expenses by NEED vs WANT. If hard times come, you may need to cut from the wants section first.
Rent, gas, electric, food, water, insurance
Dining out, entertainment, clothing, hobbies, gifts
Emergency Fund Calculator
Have 3-6 months of expenses saved. Entrepreneurs should aim for 12 months.
Based on NEEDS only
Based on ALL expenses
Enter your planned amount for each category. Add rows for anything not listed.
✦ Set the total budget before you start planning the details.
✦ DIY decorations can cut costs by 40-60%.
✦ Potluck-style parties shift food costs to guests graciously.
✦ Book venues early — many have free or low-cost community options.
✦ Oil change: every 3,000–5,000 miles (conventional) or 7,500–10,000 miles (synthetic).
✦ Tires: rotate every 5,000–7,500 miles. Replace when tread depth is below 2/32".
✦ Brakes: inspect annually. Replace pads around 25,000–65,000 miles.
✦ Budget tip: set aside $50–100/month per vehicle for maintenance — it's cheaper than surprises.
Your top long term goal will appear on the calendar on the day you choose — great for paydays. It will show how many months remaining toward your target date.
How it works
The reminder pulls your top long term goal from Financial Goals and shows it on the calendar with months remaining. Add your goal in Financial Goals → Long Term Goals first.
List bills first then subscriptions. Bills will appear on their due date on the calendar below.
Log spending by day — entries appear on the calendar.